Insurance runs out

On Saturday, my husband told me that the insurance to replace my Asus T100 tablet would end the next day. I facetiously and with no mal intentions told him that my tablet would break two days after the replacement insurance ended. On Monday afternoon, I browsed for riding boots. I need some mid calf riding boots for spring and summer my current riding boots are fur lined. Shortly after online shopping, the tablet began showing lots of ads and scanning continuously. I surmised that I had picked up some malware so downloaded a malware scan and an anti virus program. I decided to clean the screen as you know how many fingerprints get on a touchscreen device. That was when my heart dropped to my toes. I noticed a pin sized hole with tiny cracks spidering from it on the touchscreen. The tablet was ruined and the replacement insurance has expired. I have absolutely no idea how the damage occurred! I did not drop the tablet. I did not expose it to extreme temperatures. To be honest,I've rarely used it in recent days. I can only surmise, that something got between the touch screen and keyboard. My husband had upgraded his phone recently and as part of the package got a tablet. It works well but has only a virtual keyboard which I find difficult to use for my blogging.